Important Announcements

On Dec. 9, 2025, the U.S. Department of Education announced a proposed settlement agreement that would end the Saving on a Valuable Education (SAVE) Plan. The settlement must be approved by the court before it can be implemented. Borrowers can use the Loan Simulator to begin exploring other repayment options. For more information, visit StudentAid.gov/courtactions.

On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We’ll provide updates when the regulations are implemented. For now, there are no impacts to borrowers, payment counts, or discharges. 

Visit StudentAid.gov/publicservice for more information about PSLF and current program requirements. 

For more information about employer eligibility, visit StudentAid.gov/pslf/employer-search. 

To apply for PSLF, use the PSLF Help Tool at StudentAid.gov/pslf. 

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Your Student Loan Servicer

Edfinancial Services is your student loan servicer. We are here to answer your questions, help you with repayment plans, and process your student loan payments. We’ve been in the student loan industry for over 25 years, striving to find a better way every day to deliver exceptional student loan servicing for students and families nationwide. It is our mission to do the right thing for our customers and each other.

  • In School

    Payments are not required while you are in school, but it is good to stay informed about your loan balance, interest accrual, and more.

  • In Grace

    After you graduate or fall below half time, your grace period of 6 months begins. Review available resources to help you get ready for repayment.

  • In Repayment

    Now that you are paying back your student loans, be informed about your payment options, interest reduction benefits, and more.

  • Parent Borrower

    Parent PLUS loans are taken out for a student, but are the parent’s responsibility. Be informed about your payment options, and more.

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Representatives are available Monday 8am - 11pm, Tuesday - Friday 8am - 8pm, Saturday 10am - 2pm Eastern Time