Important Announcements

A federal court issued an injunction preventing the U.S. Department of Education from implementing parts of the Saving on a Valuable Education (SAVE) Plan and other IDR plans, including – for example – SAVE’s monthly payment formula and loan forgiveness under SAVE, PAYE, and ICR plans. Please check StudentAid.gov/saveaction for more information.

Borrowers can now apply for income-driven repayment (IDR) plans electronically rather than needing to upload an application to our website. Please visit StudentAid.gov/IDR to submit your application. If you already submitted an application through our portal you do not need to apply again.

Edfinancial Updates

Columbus Day Closing

Our offices will be closed on Monday, October 14th, in observance of Columbus Day. Please note this may result in higher-than-average call volume following the federal holiday. We apologize for any inconvenience.

You can access your online account 24 hours a day.

What to Expect While in Your Grace Period


A grace period is the time in between graduation (or a drop below half-time enrollment) and the time your first payment is due. This six-month period of time allows you to adjust to life after college and find employment. You are not required to make payments during this time, but if you can afford it, making even small payments can save you interest and lower the total cost of your loans.

After you leave school, it’s important to understand how your student loan payment can affect your finances so choosing the repayment plan that works best for you should be a top priority. You will have the option to explore repayment plans and choose the plan that best suits your needs when you complete loan exit counseling, but feel free to contact us at 855-337-6884 and one of our friendly customer service representatives will help you find the right plan.

Explore Repayment Plans

Important

You can always call your student loan servicer to inquire about available repayment options including the ones that may reduce your monthly payments considerably based on your income. You don’t have to pay someone for this assistance.

Create Your Online Account


You may view your loan information and make payments online through your online account. You must first register as a new user and log in to your online account to access your information.

After selecting a repayment plan, you will be able to view your repayment schedule in your online account. This repayment schedule will provide important details about repayment, such as: your due date, monthly payment amount, and amount of interest to be repaid.

In addition to viewing your repayment schedule, your online account will allow you to make a payment, view your loan details, update your demographics, explore repayment options, and much more.

Create Online Account

Sign up for Electronic Correspondence


You can sign up for electronic correspondence in your online account by updating your “Email Permissions” under your “Account Profile”. Once you read and agree to the Terms and Conditions, you will begin receiving your correspondence electronically! We will send courtesy emails to the email address on file for your account to alert you when there are new statements and other important correspondence regarding your account.

Sign Up for eCorrespondence

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Representatives are available Monday 8am - 9pm, Tuesday - Wednesday 8am - 8pm, Thursday - Friday 8am - 6pm Eastern Time

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