By selecting the Auto Pay option, your payments will be automatically debited each month from your designated checking or savings account. This option allows for convenient and timely payments without the hassle of mailing your payment or remembering to pay online each month.

To register for Auto Pay, log into   your online account. If you have never accessed your account online, you will first need to create a username and password.

Edfinancial Services will debit your bank account on your due date or, if your due date falls on a weekend or a holiday, on the first business day after your due date. Your payment will be posted to your student loan account within three to five business days and will be made effective for your due date.

Log into your online account to submit a one-time or recurring payment for your student loan account. You can also sign up for Auto Pay, where your payments will be automatically debited from your designated bank account each month.

Online payments submitted as of 11:59 pm ET are credited the same day. You may also submit an online payment for a date no more than 60 days in the future.

If you make your student loan payments through your bank or another online bill pay service, please ensure your service is updated with the correct account number and payment address. You will be able to find your account number and payment address on your billing statement or by logging into   your online account.

Pay By Mail

You may make a payment by sending a check or money order through the mail. Please see the “Pay by Mail” section on this page or visit our Contact Us page for our payment address.

You can direct payments (including partial payments) to individual loans. In order to direct your payment to an individual loan(s), please include instructions with your payment specifying how you would like the payment allocated.

Pay by Phone

You may call our toll-free number, which is found on our Contact Us page, and speak with a representative to make your payment during our normal business hours.

If you have co-signed for multiple loans, you may target your payments to a specific loan(s).