Important Announcements

A federal court issued an injunction preventing the U.S. Department of Education from implementing the Saving on a Valuable Education (SAVE) Plan and parts of other income-driven repayment (IDR) plans.

Edfinancial Updates

The U.S. Department of Education is contacting borrowers who are delinquent on their student loan payment. If you recently submitted a payment that covers your past due balance, or you resolved the delinquency, no action is needed from you, and you are in good standing. If you haven’t missed a payment and received an email in error, please disregard.

Do you need a lower monthly payment?

Log in to your online account to explore various repayment options and to see if you qualify for a reduced payment as low as $0.00!

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Below you will find descriptions and requirements for each available repayment plan. Not sure of your loan type?

Frequently Asked Questions

Log into your online account to explore various repayment options and to see if you qualify for a reduced payment. You may also contact us for assistance.

If your account is placed on a new repayment option, you will receive a notice by mail or email regarding the details of your new repayment schedule.

In general, the lower your monthly payment, the more interest you will pay over the life of your loan(s). Student loans accrue interest on a daily basis, so the longer you take to pay it back, the more interest you will accrue. You can use the Loan Simulator on StudentAid.gov to determine the amount of interest you would repay under various repayment plans.


Options Which Allow for a $0.00 Payment

Other Repayment Options

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Representatives are available Monday 8am - 11pm, Tuesday - Friday 8am - 8pm, Saturday 10am - 2pm Eastern Time

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