On Dec. 9, 2025, the U.S. Department of Education announced a proposed settlement agreement that would end the Saving on a Valuable Education (SAVE) Plan. The settlement must be approved by the court before it can be implemented. Borrowers can use the Loan Simulator to begin exploring other repayment options. For more information, visit StudentAid.gov/courtactions.
On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We’ll provide updates when the regulations are implemented. For now, there are no impacts to borrowers, payment counts, or discharges.
Visit StudentAid.gov/publicservice for more information about PSLF and current program requirements.
For more information about employer eligibility, visit StudentAid.gov/pslf/employer-search.
To apply for PSLF, use the PSLF Help Tool at StudentAid.gov/pslf.
Whether you are still in school, in grace, or ready to start repayment, we are here for you.
Helpful InfoWe want to make this transition as smooth as possible while your loans are transferred to us.
Representatives are available Monday 8am - 11pm, Tuesday - Friday 8am - 8pm, Saturday 10am - 2pm Eastern Time
