The U.S. Department of Education is contacting borrowers with federal student loans in default. This applies to you only if your loans are in debt collection.

If all your loans are serviced by Edfinancial, you won’t be contacted. Edfinancial does not service defaulted student loans.

If you are behind in making payments, we can help you bring your loans current and avoid the consequences of default. If you don’t know who your loan servicer(s) is or to check if your loans are in default, log in to your StudentAid.gov account with your FSA ID.