Important Announcements

On Dec. 9, 2025, the U.S. Department of Education announced a proposed settlement agreement that would end the Saving on a Valuable Education (SAVE) Plan. The settlement must be approved by the court before it can be implemented. Borrowers can use the Loan Simulator to begin exploring other repayment options. For more information, visit StudentAid.gov/courtactions.

On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We’ll provide updates when the regulations are implemented. For now, there are no impacts to borrowers, payment counts, or discharges. 

Visit StudentAid.gov/publicservice for more information about PSLF and current program requirements. 

For more information about employer eligibility, visit StudentAid.gov/pslf/employer-search

To apply for PSLF, use the PSLF Help Tool at StudentAid.gov/pslf

Visit the online information resource center for Total and Permanent Disability (TPD) discharge of Federal Family Education Loan (FFEL) Program loans, William D. Ford Federal Direct Loan (Direct Loan) Program loans, Federal Perkins Loans, and Teacher Education Assistance for Higher Education (TEACH) Grant service obligations.

Visit StudentAid.gov

The U.S. Department of Education (the Department) has one contact point for borrowers seeking assistance with all TPD questions.

Phone:

Fax:

TDD/TTY:

A borrower who is hearing-impaired may web chat with a representative by visiting the total and permanent disability website and clicking on “Live Chat”.

Special Assistance:

A borrower who has special needs and requires assistance navigating the total and permanent disability charge process simply needs to request assistance when he or she contacts Loan Discharge and Forgiveness Customer Support. A borrower can designate an individual or organization to assist with the TPD discharge process by completing and submitting the Applicant Representative Discharge form at StudentAid.gov.

Website:

Contact:

Mailing Address:

Federal Student Aid Programs TPD
P.O. Box 300010
Greenville, TX 75403

Need help?

We Are Here For You

Representatives are available Monday 8am - 11pm, Tuesday - Friday 8am - 8pm, Saturday 10am - 2pm Eastern Time