Important Announcements

On Dec. 9, 2025, the U.S. Department of Education announced a proposed settlement agreement that would end the Saving on a Valuable Education (SAVE) Plan. The settlement must be approved by the court before it can be implemented. Borrowers can use the Loan Simulator to begin exploring other repayment options. For more information, visit StudentAid.gov/courtactions.

On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We’ll provide updates when the regulations are implemented. For now, there are no impacts to borrowers, payment counts, or discharges. 

Visit StudentAid.gov/publicservice for more information about PSLF and current program requirements. 

For more information about employer eligibility, visit StudentAid.gov/pslf/employer-search

To apply for PSLF, use the PSLF Help Tool at StudentAid.gov/pslf

Edfinancial Updates

Holiday Closings: Please note that we expect higher-than-average call volume following the holidays. We apologize for any inconvenience. You can access your online account 24 hours a day. Our offices will close on:

  • Wednesday, December 24th, at 5:00 p.m. Eastern
  • Thursday, December 25th
  • Wednesday, December 31st, at 5:00 p.m. Eastern
  • Thursday, January 1st

2025 Tax Information: As the year comes to a close, tax season is right around the corner. We will be sending interest paid totals beginning January 12th through January 16th, 2026.

If you created an account with Manage My Account (MMA) in the past, you will still need to create a new account. Your username and password will not automatically transfer to the new system.

If you have created an account, but forgot your username or password, go to Edfinancial.StudentAid.gov/MyAccount, and click on “Forgot User ID” or “Forgot Password”.

If you are encountering an error page that looks like the following, close the tab, go to Edfinancial.StudentAid.gov/MyAccount and navigate from there. You may experience this error if you try to go back a page, or if you tried to go directly to the secure login page. If you need to bookmark the page, be sure that the link you bookmark matches https://Edfinancial.StudentAid.gov/MyAccount.

example image of error page that says: We're sorry an error occurred. Please come back again later and try again.

If you’re still experiencing issues with logging in, or if you are receiving an unexpected error message, feel free to contact us for further assistance. Please note the type of error you received and the time so we can better research the issue.

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Representatives are available Monday 8am - 11pm, Tuesday - Friday 8am - 8pm, Saturday 10am - 2pm Eastern Time