Important Announcements

On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We’ll provide updates when the regulations are implemented. For now, there are no impacts to borrowers, payment counts, or discharges. 

Visit StudentAid.gov/publicservice for more information about PSLF and current program requirements. 

For more information about employer eligibility, visit StudentAid.gov/pslf/employer-search

To apply for PSLF, use the PSLF Help Tool at StudentAid.gov/pslf

A federal court issued an injunction preventing the U.S. Department of Education from implementing the Saving on a Valuable Education (SAVE) Plan and parts of other income-driven repayment (IDR) plans.

Edfinancial Updates

Veterans Day Holiday: Our offices will be closed on Tuesday, November 11th, in observance of Veterans Day. Please note this may result in a higher-than-average call volume following the holiday. We ask for your patience and apologize for any inconvenience this may cause. Edfinancial would like to thank all veterans for your service to our country. You can access your online account 24 hours a day.

Government Shutdown: As of October 1, 2025, the Federal government has shut down. We will continue being available for assistance as the shutdown currently does not have any impact on your federal student loans. You may contact Edfinancial if you have any questions or need assistance regarding your account. For updates, please visit StudentAid.gov.

SAVE: The U.S. Department of Education previously notified borrowers with loans in the SAVE forbearance that interest began accruing August 1, 2025. Visit StudentAid.gov/SAVE for details, including how to stay on track for Public Service Loan Forgiveness and Income Driven Repayment Forgiveness.

If you would prefer that your payment due date fall on a different day from what it currently is, use this information to change it.

Before you begin

You may not change your due date if your account is delinquent. If you are delinquent, you may contact us to learn about available options to resolve your delinquency.

Contact Us

Your due date may not fall on the 29th, 30th, or 31st day of the month.

Due date changes typically require 1-2 billing cycles to take effect.

To request a change

Contact our customer service department by phone or email with the date you prefer for your new due date.

 Call Us  Email Us

Include your account number in any email correspondence so we can provide you with the most efficient service possible.

After your request is submitted

Your due date change request will take three to five business days to process.

You will receive written a notification in the mail regarding your new due date.

Your new due date will become effective during a future billing cycle. Please refer to the written notification that we mail to you for the effective date.

Need help?

We Are Here For You

Representatives are available Monday 8am - 11pm, Tuesday - Friday 8am - 8pm, Saturday 10am - 2pm Eastern Time