Important Announcements

A federal court issued an injunction preventing the U.S. Department of Education from implementing the Saving on a Valuable Education (SAVE) Plan and parts of other income-driven repayment (IDR) plans.

Edfinancial Updates

Scheduled Maintenance:  Self-service options via our website and phone systems will undergo scheduled maintenance on Friday, August 15, 2025, beginning at approximately 9:30 PM until 3:00 AM ET. During this time, access to online services and phone support may be temporarily unavailable. We apologize for any inconvenience and appreciate your understanding as we work to improve our systems.

SAVE: The U.S. Department of Education is notifying borrowers with loans in the SAVE forbearance that interest will begin accruing again starting August 1, 2025.
Visit studentaid.gov/SAVE for details, including how to stay on track for Public Service Loan Forgiveness and Income Driven Repayment Forgiveness.

Payment Options

There are several payment options that are available. You can pay online, sign up for auto debit, call us, and more.

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Loan Forgiveness & Discharge

There are repayment plans that include loan forgiveness, and several reasons why a loan may be discharged.

Learn More

  • In School

    Payments are not required while you are in school, but it is good to stay informed about your loan balance, interest accrual, and more.

  • In Grace

    After you graduate or fall below half time, your grace period of 6 months begins. Review available resources to help you get ready for repayment.

  • In Repayment

    Now that you are paying back your student loans, be informed about your payment options, interest reduction benefits, and more.

  • Parent Borrower

    Parent PLUS loans are taken out for a student, but are the parent’s responsibility. Be informed about your payment options, and more.

Need help?

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Representatives are available Monday 8am - 11pm, Tuesday - Friday 8am - 8pm, Saturday 10am - 2pm Eastern Time

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