Important Announcements

A federal court issued an injunction preventing the U.S. Department of Education from implementing parts of the Saving on a Valuable Education (SAVE) Plan and other IDR plans, including – for example – SAVE’s monthly payment formula and loan forgiveness under SAVE, PAYE, and ICR plans. Please check StudentAid.gov/saveaction for more information.

Borrowers can now apply for income-driven repayment (IDR) plans electronically rather than needing to upload an application to our website. Please visit StudentAid.gov/IDR to submit your application. If you already submitted an application through our portal you do not need to apply again.

Payment Options

There are several payment options that are available. You can pay online, sign up for auto debit, call us, and more.

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Loan Forgiveness & Discharge

There are repayment plans that include loan forgiveness, and several reasons why a loan may be discharged.

Learn More

  • In School

    Payments are not required while you are in school, but it is good to stay informed about your loan balance, interest accrual, and more.

  • In Grace

    After you graduate or fall below half time, your grace period of 6 months begins. Review available resources to help you get ready for repayment.

  • In Repayment

    Now that you are paying back your student loans, be informed about your payment options, interest reduction benefits, and more.

  • Parent Borrower

    Parent PLUS loans are taken out for a student, but are the parent’s responsibility. Be informed about your payment options, and more.

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Representatives are available Monday 8am - 9pm, Tuesday - Wednesday 8am - 8pm, Thursday - Friday 8am - 6pm Eastern Time

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