On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We’ll provide updates when the regulations are implemented. For now, there are no impacts to borrowers, payment counts, or discharges.
Visit StudentAid.gov/publicservice for more information about PSLF and current program requirements.
For more information about employer eligibility, visit StudentAid.gov/pslf/employer-search.
To apply for PSLF, use the PSLF Help Tool at StudentAid.gov/pslf.
A federal court issued an injunction preventing the U.S. Department of Education from implementing the Saving on a Valuable Education (SAVE) Plan and parts of other income-driven repayment (IDR) plans.
Thanksgiving Day Holiday: Our offices will be closed on Thursday, November 27th, in observance of Thanksgiving. Please note this may result in a higher-than-average call volume following the holiday. We apologize for any inconvenience. You can access your online account 24 hours a day.
SAVE: The U.S. Department of Education previously notified borrowers with loans in the SAVE forbearance that interest began accruing August 1, 2025. Visit StudentAid.gov/SAVE for details, including how to stay on track for Public Service Loan Forgiveness and Income Driven Repayment Forgiveness.
There are various ways of paying for college. Student financial aid can include college scholarships, student loans, grants, or work study. Use the links below to learn about the different types of federal and private loans available. Also check out this Federal Student Loan Comparison Chart and Interest Rates for Federal Student Loans.
Representatives are available Monday 8am - 11pm, Tuesday - Friday 8am - 8pm, Saturday 10am - 2pm Eastern Time
