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Important Announcement

Notice for Borrowers on the SAVE plan:  Based upon the timeline for implementation of July 1, 2024 SAVE plan benefits, and the start of annual auto-recertification of IDR plans, some SAVE plan borrowers will likely receive more than one notice from Edfinancial Services about updates to their monthly payment amount and terms of their SAVE plan. For the most up-to-date information regarding your SAVE plan, please log into your Edfinancial account where you can find your correct monthly payment amount and the terms of your plan.

The courts have allowed Federal Student Aid to continue implementing the majority of the provisions of SAVE. Borrowers can continue to enroll in SAVE, other IDR plans, and/or consolidate loans. Check StudentAid.gov for any updates.

Payment Options

There are several payment options that are available. You can pay online, sign up for auto debit, call us, and more.

Loan Forgiveness & Discharge

There are repayment plans that include loan forgiveness, and several reasons why a loan may be discharged.



  • In School

    Payments are not required while you are in school, but it is good to stay informed about your loan balance, interest accrual, and more.



  • In Grace

    After you graduate or fall below half time, your grace period of 6 months begins. Review available resources to help you get ready for repayment.



  • In Repayment

    Now that you are paying back your student loans, be informed about your payment options, interest reduction benefits, and more.



  • Parent Borrower

    Parent PLUS loans are taken out for a student, but are the parent's responsibility. Be informed about your payment options, and more.

Need help?

We Are Here For You

Representatives are available Monday 8am - 9pm, Tuesday - Wednesday 8am - 8pm, Thursday - Friday 8am - 6pm Eastern Time

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